BedRockRates values your patronage and protecting your confidential information is a priority. Our policies and procedures reinforce the fact that BedRockRates strongly believes in protecting the confidentiality and security of the information we collect about you as a customer, potential customer, or former customer. We have adopted the following policies and procedures to safeguard the personal information about you in our possession.
This terms of use agreement (this "Agreement") governs your use of the BedRockRates website (the “Site”). This Agreement should be read carefully before accessing or using this Site.
By accessing or using this Site, you agree to be bound by this Agreement and, if applicable, such other terms of use agreements of BedRockRates that may be necessary for BedRockRates to provide you access to certain proprietary product(s) (including, but not limited to our digital lending solution). If you do not consent to these terms, please do not utilize the Site or the materials contained therein. BedRockRates provides the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of this Site constitutes your agreement to all such terms, conditions and notices. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS, YOU MAY NOT ACCESS OR USE THIS SITE.
This policy discloses which information we collect and how we use it, as well as the choices you can make about the way your information is collected and used. We also explain how personally identifiable information that we may request will be used; these explanations can usually be found on the same pages where the information is requested. We also detail below our security policy which describes how your personal information is protected both electronically and physically.
We share customer information with certain employees and with companies providing services on our behalf in order to service your needs. Our policy is to require all employees and companies providing services on our behalf to keep customer information confidential.
Our privacy policy applies to potential customers as well as current and former customers.
Safeguarding Your Personally Identifiable Information
We have adopted policies and procedures designed to protect your personally identifiable information from unauthorized use or disclosure.
Our policy is to permit employees to access your personal information only if they have a business purpose for using such information, such as administering, providing or developing our products or services.
Our policy, which governs the conduct of all of our employees, requires all employees to safeguard personally identifiable information about the consumers and customers we serve or have served in the past.
Information We Collect About You
We collect information about you to help us serve your financial needs, to provide you with quality products and services and to fulfill legal and regulatory requirements. The personally identifiable information we collect about you may include among other things: Identifying information, such as your name, age, address, and phone number, Employment information and Financial information.
BedRockRates does not alter its behavior or change its services upon receiving Do Not Track requests.
We collect this information on applications and other forms you complete through our website. An affiliated company may also collect information from a wide range of other sources in order to process and/or underwrite your loan. These sources may include among others, employers, attorneys, banks, title insurers, insurance companies and credit reporting agencies.
Enabling our financial services partners to implement automatic payments and funds transfer
Contacting you if there is a problem completing a transaction you requested or to discuss a problem with your account Implementing collection activities as needed Maintaining regular communications with you as may be necessary to execute loan application, loan agreement and certain stipulations such as identity verification, income verification and employment verification.
We (and/or our service providers) collect information about your computer and your visits to our website, such as your IP address, geographical location, browser type, referral source, length of visit, and page views through the use of log files. We (and/or our service providers) use this aggregated information in the administration of our website to improve its usability and to evaluate the success of particular marketing/advertising campaigns, search engine optimization strategies, and other marketing activities. We (and/or our service providers) use non-identifying and aggregated information to help optimize our website based on the needs of our users. Additionally, third parties may collect certain similar information about your computer and other pages you may visit when you visit our website, as discussed further below.
Links to Third Party Websites
BedRockRates is not responsible for the information practices employed by sites linked to or from our website. In most cases, links to non-BedRockRates websites are provided solely as an access point to obtain information on products and topics that may be useful to the users of the BedRockRates website. Third party websites may have different privacy policies and/or security standards governing their sites.
Sharing Information with Companies That Provide Services for Us
We share personally identifiable information about you that you provided, as required or permitted by law, with third party service providers. These third parties may include among others, title companies, appraisers, insurance companies, underwriting services, processing services, printing companies, software providers, marketing services, and purchasers of loans.
Compliance with State and Federal Laws
This privacy policy may not constitute your entire set of privacy rights, as these may also vary from state to state. To be certain of your privacy rights, you may wish to contact the appropriate agency in your state that is charged with overseeing privacy rights of consumers. Certain regulations issued by state and/or federal government agencies may require us to maintain and report demographic information on the collective activities of our customers. We may also be required to maintain your personal information for at least seven years in order to be in compliance with applicable federal and state laws regarding recordkeeping, reporting and audits.
Link to Other Sites
We may offer links to partner’s sites. We make the decision to provide links to these sites based on the quality of information provided at the time the links are enabled or to facilitate our customers’ more effective use of our website, and we make every effort to monitor the continuing quality of content provided on these sites. However, these external sites are not subject to this privacy policy and may have different privacy policies or approaches to the handling of information. BedRockRates has no control over the content of these sites. Please consult the privacy policies on these sites before you provide them any of your personal information.
Changes to Our Policy
We may make changes to our privacy policy in the future.
Contacting Us
You may remove your name from current and future mailing lists, if applicable, by contacting support@bedrockrates.com.
BedRockRates
95 w 100 s. Suite 1314
Provo, UT 84603.
Email support@bedrockrates.com
This Site is for general informational purposes. It is not a substitute for actual legal, investment or professional advice from a licensed competent individual in their field of expertise. The information and services offered on this Site is provided with the understanding that BedRockRates is not engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.
BedRockRates and its agents assume no responsibility for any consequences relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. BedRockRates strives to keep the information on this Site accurate, complete and up-to-date yet does not guarantee, represent or warrant that it is accurate, the most recent information available, nor do we guarantee that all opinions expressed or implied are accurate or reliable. The law and the application of the borrower's situation is unique to every situation, and your situation needs to be individually analyzed. BedRockRates and its suppliers cannot guarantee, and will not be responsible for, any damage or losses arising from or related to the accuracy, completeness or timeliness of the information presented or its application in your situation.
Personal and Noncommercial Use Limitation
You may access, download and print materials on this Site for your personal and non-commercial use. You may use the information to obtain the appropriate loan and the best terms for your particular situation from your preferred provider.
No Unlawful or Prohibited Use
As a condition of your use of this Site, you warrant to BedRockRates, that you will not use this Site for any purpose that is unlawful or prohibited by this Agreement. If you violate any of the terms of this Agreement, your permission to use the Site automatically terminates.
Prohibited Uses
Except as set forth herein, you are not authorized to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. If and when requested by BedRockRates, you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of BedRockRates, you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site will be held accountable and may be subject to prosecution as determined by appropriate law enforcement agencies.
You agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our webpages or the content contained on the Site without BedRockRates’s prior expressed written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on our Site.
You agree that BedRockRates may terminate your password, account, or use of the Site in BedRockRates’s sole discretion for any reason. All notices you give to us shall be in writing and shall be made either via e-mail or conventional mail. In addition, BedRockRates may post notices or links to notices through the Site to inform you of changes to the applicable terms of use, the Site, or other matters of importance. Please see our privacy policy available at https://www.BedRockRates.com/privacypolicy, which is incorporated by reference into this Agreement, for the details of our commitment to your privacy.
Proprietary Rights
All materials on this Site, as well as visual appearance, content structure, layout and structure are owned and/or licensed by BedRockRates. No unauthorized reproduction, distribution, or transmission of the materials at this Site is permitted without the written permission of BedRockRates. All rights reserved.
THE CONTENTS OF THIS SITE, INCLUDING ITS "LOOK AND FEEL" (E.G., TEXT, GRAPHICS, IMAGES, LOGOS, AND BUTTON ICONS), EDITORIAL CONTENT, NOTICES, SOFTWARE (INCLUDING HTML-BASED COMPUTER PROGRAMS), AND OTHER MATERIAL ARE PROTECTED UNDER BOTH UNITED STATES AND FOREIGN COPYRIGHT, PATENT, TRADEMARK, AND OTHER LAWS. The contents belong to BedRockRates or to others as indicated. The information and materials contained in the Site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, supplemented, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of BedRockRates. Your right to use the Site is personal to you. You agree not to reproduce, duplicate, copy, sell, resell, use or exploit for any commercial purposes, the Site or use of or access to the Site or any information or technology obtained from the Site.
Links To Third Party Sites
During your use of this Site or at any time in the process, you may be led to other web sites operated by unaffiliated third parties. Inclusion of hyperlinks by BedRockRates on the Site to such third party web sites does not imply any endorsement of the material on such web sites or any association with their operators, and your access and use such sites, including information, material, products and services therein, solely at your own risk. BedRockRates is not responsible for the quality or results or any product or service provided by these companies. As with all websites and all services, you should review their products and services carefully. Never give private information to any party or website or person that you have not completely investigated and established credibility. BedRockRates is not responsible for the use of the information that you give any third parties.
Liability Disclaimer
You agree that all access and use of the Site and its contents is at your own risk. By using the Site, you acknowledge that BedRockRates specifically disclaims any liability (whether based in contract, tort, negligence, strict liability or otherwise) for any direct, indirect, incidental, common law, statutory, regulatory, consequential, compensatory, punitive, or special damages arising out of or in any way connected with your access to or use of the Site (even if we have been advised of the possibility of such damages) including, but not limited to, any liability associated with any viruses which may infect your computer equipment. Calculators and tools on the Site provide you with ESTIMATES that may be different than actual amounts.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BedRockRates, ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY WITHOUT PRIOR NOTICE MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE INCLUDING BUT NOT LIMITED TO THE INFORMATION, SERVICES, PRODUCTS OR OTHER MATERIAL AT ANY TIME. ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" AND ON AN “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL BedRockRates, ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIAL AND/OR SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF BedRockRates, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF THESE LIMITATIONS OR EXCLUSIONS ARE HELD TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THE MAXIMUM COLLECTIVE LIABILITY OF BedRockRates, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS, IF ANY, FOR LOSSES OR DAMAGES SHALL NOT EXCEED $500.
Access: Changes To Agreement
BedRockRates reserves the right to modify or discontinue, temporarily or permanently, the Site for any reason, at its sole discretion, with or without notice to you. Likewise, BedRockRates may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the legal terms and conditions that govern your use of the Site periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.
Miscellaneous
This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of California without giving effect to any principles of conflicts of law. Failure by BedRockRates, to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between BedRockRates and you related to this Agreement shall be brought exclusively in federal district court.
BedRockRates logos, product and service names are trademarks / service marks owned by BedRockRates, (the "Marks"). You agree not to display or use the Marks in any manner without the prior written permission of BedRockRates.
This Site uses the Google Maps API, the Google Places API and the Google Maps Geocoding API to collect information about your location. By using this Site you agree to allow us to cache your location for the uses described herein. You may revoke this consent at any time by disabling geolocation sharing in your browser and starting a new browsing session. This information is used to identify nearby branch locations and provide directions to those locations and such information is only retained during your browsing session. Google’s Privacy Policy is incorporated herein and can be found at https://www.google.com/policies/privacyopens in new tab. By using this site you agree to be bound by Google’s Terms of Service which may be found at https://www.google.com/intl/en/policies/termsopens in new tab.
No Minor Use
This website is applicable to and should only be used by persons 18 years of age or older. Access and use of this website by persons under the age of 18 is prohibited.
Use within the United States
This Site is intended to be accessed by persons located within the United States of America. Access and use of this Site by persons from locations other than the United States is prohibited.
Indemnification
You agree to indemnify, defend and hold harmless BedRockRates, its affiliates and suppliers from any liability, loss, claim and expense (including attorney's reasonable fees) arising from or related to your violation of this Agreement.
Identity and Location Verification
To help the government fight funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you. You acknowledge that by clicking "Check Your Rate" and continuing with the application process, you understand and consent to BedRockRates and/or third party service provider(s) (including your mobile phone carrier) to use geolocation services to verify the location of your mobile device.
Contact Methods and Opt-Outs
If you submit to BedRockRates through this Site or otherwise you are making an inquiry as to lending programs and services offered by BedRockRates. By submitting your contact request for a loan product, you are consenting to be contacted by BedRockRates by telephone (on a recorded line), automated calling, pre-recorded calling, text message, email, fax, telephone or any means, even if you have opted in to the National Do Not Call List, any state equivalent Do Not Call List or the internal Do Not Call List of any company. In the event you no longer want to receive communications from BedRockRates, you can opt-out of various contact methods by calling phone numberXX-PHONENUMBER-XX. We will attempt to address your request immediately but it may take up to 10 days for us to process an opt-out request. Please note that we may still need to contact you for legitimate business reasons such as servicing of your loan or other non-marketing purposes.
Effective Date of this Policy: 12/01/2022.
This privacy policy (the "Privacy Policy") discloses the information gathering and dissemination practices for the owner of this website, BedRockRates.com. We will notify you of changes by posting the new policy on this website. Personal Information. BedRockRates.com uses your information to allow you to search for offers that match your needs. This means that we will send you offers from our own network as well as from third party providers. We may also send offers to the membership lists of marketing partners. We will use your email address and name to send you messages regarding other offers or offers that we believe will be of interest to you. These emails may come from BedRockRates.com and will be delivered by either BedRockRates.com or our mailing partner. We may resell your personal data to third party partners who we believe can offer you relevant and worthwhile goods and services. By giving your permission during the account registration process, you expressly consent to receive such promotional materials via various media channels, which includes, but is not limited to, SMS messaging (standard carrier text messaging charges will apply) Your assent to these practices is essential for us to provide our services. We need you to provide accurate personal information so that you can be contacted regarding your inquiry. You can opt-out and decide not to provide the requested personal information. However, by doing so, you will not be contacted about your questions about online inquiry.
When participants use the Services, they agree that BedRockRates.com may contact them with future communications, including without limitation, email marketing, telephone marketing, and other forms of direct marketing, as well as online and offline advertising. BedRockRates.com may share participants’ information with third parties for marketing purposes, unless participants opt out, as described in the BedRockRates.com Privacy Policy. Such communications from BedRockRates.com may be transmitted to participants by automatic telephone calls, email offers, or any other method of communication. Please see the BedRockRates.com Privacy Policy for information regarding BedRockRates.com’s collection, use, and disclosure of this information at this website. By using the Services, the participant accepts and agrees to the BedRockRates.com Privacy Policy, which is incorporated herein by reference. Participant further acknowledges and agrees that any costs associated with receiving future marketing communications are the sole responsibility of participant.
We are TCPA Compliant. To ensure that consumer’s inquiries are handled promptly, courteously, and accurately, some of the phone calls between you and us or any of our affiliates, agents, assigns and / or service providers or third party companies, may be monitored and recorded to enhance service to you. You consent to this monitoring and recording. You agree that any of our affiliates, agents, assigns and / or service providers or third party companies may from time to time make calls and/or send text messages to you at any telephone number associated with your account, including wireless telephone numbers that could result in charges to you. Our third party affiliates may include Motivata Group LLC, Cornerstone First Mortgage Inc, Loan Depot Inc. The manner in which these calls or text messages are made to you may include, but is not limited to, the use of prerecorded/artificial voice messages and/or automatic telephone dialing system. You further agree that any of our affiliates, agents, assigns and / or service providers or third party companies may send e-mails to you at any e-mail address you provide us or use other electronic means of communication to the extent permitted by law. Consent may be revoked at any time and by any reasonable means.
We take measures to prevent the loss, misuse, and alteration of your information. We carefully limit access to the database in which your personal information is stored. Additionally, we share and transfer your personal information only in the ways set forth in this privacy policy. We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. For example, we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us to legal liability.
After you submit your information to us, we also use it to show you other advertisements in which we hope you will be interested. These subsequent offers contain fields for you to use to submit information to unaffiliated 3rd-party businesses, and we could pre-fill these fields with the information you provide. We do not provide your information to any of these 3rd parties. That happens only if you choose to submit it.
We automatically collect certain information from visitors to the site, such as Internet addresses, browser type, Internet Service Provider (ISP), referring and exit page, operating system, timestamps, and clickstream data. We also track and analyze non-identifying and aggregate usage and volume statistical information from our visitors and customers. This information is logged to help diagnose technical problems, and to administer our site so that we can constantly improve the quality of the services we provide. Our website does not respond to your browser's "do not track" signals or other mechanisms for indicating your preference regarding the collection personally identifiable information because we do not track you over time or across third-party Web sites or online services. Similarly, we do not permit third parties collect personally identifiable information about your online activities when you use our website and related services.
The personal information we collect could include full name, physical address, phone number, and email address.
Note that the telephone number you submit will be used to contact you regarding your inquiry on our website. You expressly consent to receiving telephone calls from 3rd party organizations, companies and call centers to provide you the information you requested, regardless of whether you have registered the number on a federal or state do not call registry.
This website is directed at adults and not to children under the age of 18. We do not knowingly collect personally identifiable information from children under the age of 18, nor do we knowingly distribute such information. We do not knowingly allow children under the age of 18 to publicly post or otherwise distribute personally identifiable contact information through our website. Similarly, because we do not collect any personally identifiable information from children under the age of 18, we do not condition the participation of a child under 18 in activities on providing personally identifiable information. If we become aware that we have inadvertently received personally identifiable information from someone under the age of 18, we will delete such information from our records. If we change our practices in the future, we will obtain prior, verifiable parental consent before collecting any personally identifiable information from children under the age of 18.
Contact us at the address below if you want us to change or delete any information that we have about you. We will respond to your request to access, update, or delete your information within ten (10) business days. Before we are able to provide you with any information, correct any inaccuracies, or delete any information, however, we may ask you to verify your identity.
Your right to opt out of sale of your personal information: Under the California Consumer Privacy Act of 2018 (CCPA), beginning January 1, 2020, California residents have the right to opt out of the sale of personal information about them or their household, such as (though not limited to) their name, postal or email address, and other personally identifying information. You need not be physically present in California to exercise this right provided that you have a current California residence. This right is subject to certain exemptions. For example, the law does not apply to information that has been aggregated and/or de-identified such that it could not reasonably be used to identify you. It also does not apply to information that we share with third-party service providers in order for them to perform certain business functions for us.
How to exercise your opt-out rights or other California privacy rights: If you would like to exercise any of your rights provided by the CCPA, such as the right to access or delete your personal information, or to opt out of the sale or future sale of your personal information you or your authorized agent or representative may contact us via the following methods: Postal Mail: 304 S. Jones Blvd #5397 Las Vegas, NV 89107, info@BedRockRates.com
There is no charge for making privacy-related requests. Please note in order to better safeguard your privacy and the privacy of others we may be required to verify your identity before processing certain data-related requests. In some cases, we may be unable to fulfill your request because we have no way to verify your identity to the standard the law and/or its associated regulations require. For example (but without limitation), if you have visited our website, but never registered as a user, or applied for a job, or interacted with us via email or other means, we probably do not have enough information to confirm your identity to even a "reasonable degree of certainty" (as the applicable regulations may define that term). Also, in addition to any other exemptions applicable law and/or regulation may provide to your rights under the CCPA (particularly with regard to the deletion of your personal information), we may be unable to delete certain information (e.g., our web host's server and error logs) for technical reasons.
As with the right to opt out, the other rights provided by the CCPA are subject to certain exemptions and exceptions, as specified in the applicable federal statutes and/or associated regulations issued by California's Office of the Attorney General. Those statues and/or regulations may also stipulate the maximum time allowed for acknowledging and responding to a request. There is no charge for making privacy-related requests.
Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. However, we do consider requests made through your password protected account sufficiently verified when the request relates to personal information associated with that specific account.
We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative; and Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
BedRockRates.com (“us,” "we,” or "Company”) is committed to respecting the privacy rights of its customers, visitors, and other users of the Company Website (the "Site”) pursuant to the terms contained herein. We created this BedRockRates.com Privacy Policy (this "Policy”) to give you notice of how your private information will be used as a result of submitting it to our Company. This Policy is only applicable to the Site, and not to any other websites that you may be able to access from the Site, each of which may have data collection and use practices and policies that differ materially from this Policy.
NOTICE CONCERNING CHILDREN.
We are a general audience site, and do not direct any of our content specifically at children under 13 years of age. We understand and are committed to respecting the sensitive nature of children’s privacy online. If we learn or have reason to suspect that a Site user is under age 13, we will promptly delete any personal information in that user’s account.
INFORMATION COLLECTION PRACTICES
WHAT BASIC INFORMATION DOES THE COMPANY COLLECT?
We collect certain personal information about our users that enables us and/or our affiliates and partners to identify or contact users, and includes, among other things, the user’s full name, address, telephone number and e-mail address, as well as other information we maintain about a person in identifiable form.
WHAT ADDITIONAL INFORMATION DOES COMPANY COLLECT?
(a) AUTOMATIC COLLECTION. Our servers automatically recognize visitors’ domain names and IP addresses (the number assigned to computers on the Internet). No personal information about you is revealed in this process. The Site may also gather anonymous "traffic data" that does not personally identify you, but that may be helpful for marketing purposes or for improving the services we offer.
(b) COOKIES. From time to time, we may use the standard "cookies" feature of major browser applications that allows us to store a small piece of data on your computer about your visit to our Web site. We do not set any personally identifiable information in cookies, nor do we employ any data capture mechanisms on our website other than cookies. Cookies help us learn which areas of our site are useful and which areas need improvement. You can choose whether to accept cookies by changing the settings on your browser. However, if you choose to disable this function, your experience at our Web site may be diminished and some features may not work as they were intended.
USE AND SHARING OF INFORMATION
WHAT DOES COMPANY DO WITH COLLECTED INFORMATION?
(a) PERSONAL INFORMATION. BedRockRates.com uses your information to allow you to search for offers that match your needs. This means that we will send you offers from our own network as well as from third-party providers. We may also send offers to the membership lists of marketing partners. We will use your email address and name to send you messages regarding other offers or offers that we believe will be of interest to you. These emails may come from BedRockRates.com, and will be delivered by either BedRockRates.com or our mailing partner. We may resell your personal data to third party partners who we believe can offer you relevant and worthwhile goods and services. By giving your permission during the account registration process, you expressly consent to receive such promotional materials via various media channels, which includes, but is not limited to, SMS messaging (standard carrier text messaging charges will apply).
(b) ANONYMOUS INFORMATION. We use anonymous information to analyze our Site traffic, but we do not examine this information for individually identifying information. In addition, we may use anonymous IP addresses to help diagnose problems with our server, to administer our site, or to display the content according to your preferences. Traffic and transaction information may also be shared with business partners and advertisers on an aggregate and anonymous basis.
(c) USE OF COOKIES. We may use cookies to deliver content specific to your interests, to save your password so you don’t have to re-enter it each time you visit our site, or for other purposes. Promotions or advertisements displayed on our site may contain cookies. We do not have access to or control over information collected by outside advertisers on our site.
(d) DISCLOSURE OF PERSONAL INFORMATION. We may disclose personal information if required to do so by law or in the good-faith belief that such action is necessary to (1) conform to the edicts of the law or comply with legal process served on Company or its parent company, subsidiaries or affiliates, (2) protect and defend the rights or property of Company or the users of the Site, or (3) act under exigent circumstances to protect the safety of the public or users of the Site.
(e) SALE OF INFORMATION. In order to accommodate changes in our business, we may sell or buy portions of our company or other companies or assets, including the information collected through this Web site. If Company or substantially all of its assets are acquired, customer information will be one of the assets transferred to the acquirer.
(f) ACCESS TO INFORMATION. Unfortunately, we do not maintain any procedures for you to review or request changes to the information that we collect about you, except that you may request that we remove all information about you from our database by contacting us in accordance with Section 6.1 below.
(g) CHOICES FOR PERSONAL INFORMATION, By submitting personal information at the Website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the "Rule"). Notwithstanding that your telephone number may be listed at the Federal Trade Commission's Do-Not-Call List, you give us the right to contact you via telemarketing in accordance with the Rule.
SECURITY.
The Site has security measures in place to prevent the loss, misuse, and alteration of the information that we obtain from you, but we make no assurances about our ability to prevent any such loss, misuse, to you or to any third party arising out of any such loss, misuse, or alteration.
WEBSITE AREAS BEYOND COMPANY’S CONTROL
PUBLIC FORUMS.
The Site may include interactive forums such as message boards and chat rooms. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.
THIRD PARTY WEBSITES.
The Site may contain links to other websites. If you choose to visit other websites, we are not responsible for the privacy practices or content of those other websites, and it is your responsibility to review the privacy policies at those websites to confirm that you understand and agree with their policies.
POLICY UPDATES
UPDATES AND CHANGES.
We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree w