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Current Rate: 6.092%*
This is not a commitment to lend. Interest rates are valid as of, 4/16/2026. There are many factors that can effect your actual rate. Any quotes show do not include property taxes, mortgage insurance, or Hazard homeowners Insurance expenses, if / where required. We use automated valuation models (AVM) to establish Home value for loan to value (LTV). An Actual appraised value may be different which may change the availability of a shown interest rate. The Rate that is shown is based on the assumption of a refinance of an owner-occupied single family home. Any rate shown assumes a loan amount of at least $325,000 and up to $647,200 and may include as much as 2 points (1 point equals 1% of the loan) with all borrowers having a credit score of at least 740, a debt-to-income ratio lower or equal to 43%, and a property loan-to-value of 65% or less and meeting all asset and reserve requirements. The actual APR of a loan you receive may be higher if Mortgage Insurance is required or if an affiliated service provider is used. An interest rate may become adjustable after five years based on the following formula: Rate = Index + Margin. Caps may be 5/2/5 and may be subject to change. Index is based on the one year Libor. There is no guarantee that all borrowers will qualify and approval is subject to verification of credit, income, assets, and value, among other criteria.
This page is not an agreement and you are not required to sign any agreement specifically with
Bedrockrates.com, operated by Rapid Home Lending, Inc. as a condition of purchasing any property, goods, or services. By submitting
this form, you are authorizing Bedrockrates.com, operated by Rapid Home Lending, Inc. and its corporate parent, affiliates and
partners to deliver or cause to be delivered to you (including through agents and authorized
third-parties) telemarketing promotions for products or services in addition to those about
which you are applying, but that may be of interest to you using an automatic telephone dialing
system or an artificial or prerecorded voice and text messages to the phone numbers you provided
above.
Upon completion, mortgage lenders and / or other providers of financial services will contact you to
discuss your specific situation. Our service is free, however lenders and other service providers
may charge you for their services. Available rates and terms are subject to change daily without
notice.
Bedrockrates.com, operated by Rapid Home Lending, Inc. is not acting as a lender or a broker ("Service Provider"). The information
provided by you to Bedrockrates.com, operated by Rapid Home Lending, Inc. is not an application for a mortgage loan nor is it used to
pre-qualify you with any lender. Leading Service Providers, who participate in our matching engine,
may have loan products available matching the criteria you submit via our forms. If you are
contacted by Service Providers, advertising within our partner network, your quoted rate may be
higher, depending on your property location, credit score, debt-to-income ratio, loan-to-value
ratio, and other factors. Bedrockrates.com, operated by Rapid Home Lending, Inc. does not guarantee that the rates or terms offered and
made available by participating Service Providers are the lowest rates available in the market or
the best terms available; not all Service Providers in our network offer the products that we
advertise. Completing our forms does not obligate you to purchase a service or product from the
providers, nor does it obligate a provider to offer to you any particular service about which you
may have inquired. Available rates and terms are subject to change daily without notice.
