TERMS & CONDITIONS

About BedrockRates

BedrockRates.com is a mortgage lead-generation and marketing platform operated by Bedrock Rates LLC under Rapid Home Lending, Inc. (NMLS ID #1798321). BedrockRates is not a lender, mortgage broker, or loan servicer. We do not make credit decisions and we do not originate, process, or fund mortgage loans. By submitting information through BedrockRates.com, you are requesting to be connected with licensed mortgage professionals who may be able to assist you.

Information Collection and Sharing

When you submit information through BedrockRates.com, we may share your personal information — including your name, phone number, email address, and loan inquiry details — with one or more mortgage lenders, mortgage brokers, lead purchasers, financial service providers, and marketing partners. These partners may contact you regarding mortgage, refinance, home-equity, and related products or services. A full list of companies that may receive your information is available on our Marketing & Lending Partners page at https://bedrockrates.com/partners.

Communications and Contact

By submitting your information and providing your electronic consent, you agree that BedrockRates and its marketing and lending partners may contact you using the phone number and email address you provided. Contact may be made via phone calls, text messages, SMS/MMS messages, emails, and other electronic means, including through the use of automated dialing technology, artificial or prerecorded voice messages, and AI-generated voice, even if your number appears on a federal, state, or corporate Do Not Call registry. Consent to receive these communications is not required as a condition of purchasing any goods or services.

Opting Out / Do Not Contact

You may opt out of receiving marketing communications from BedrockRates at any time by emailing us at [INSERT OPT-OUT EMAIL ADDRESS] or by submitting a request through our Do Not Contact form at [INSERT OPT-OUT FORM LINK]. Upon receipt of your request, we will add your information to our internal suppression list and will cease distributing your information to new partners. Please allow up to 10 business days for your request to be fully processed. Note that opting out of BedrockRates communications does not automatically stop contact from partners who have already received your information — you will need to contact those companies directly to opt out of their outreach.

California Privacy Rights — Do Not Sell or Share My Personal Information

If you are a California resident, you have the right under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) to opt out of the sale or sharing of your personal information. BedrockRates shares consumer data with third-party mortgage partners in exchange for compensation, which may constitute a "sale" or "sharing" of personal information under California law. To exercise your right to opt out, click the link below or email us at [INSERT OPT-OUT EMAIL ADDRESS].

Do Not Sell or Share My Personal Information → [INSERT OPT-OUT LINK]

BedrockRates also honors Global Privacy Control (GPC) signals. If your browser or device transmits a GPC signal when you visit BedrockRates.com, we will treat that signal as a valid opt-out of sale and sharing of your personal information for that session.

Other State Privacy Rights

Residents of Colorado, Virginia, Texas, and other states with applicable privacy laws may have similar rights to access, correct, delete, or opt out of the processing of their personal data. To submit a privacy request, please email [INSERT PRIVACY REQUEST EMAIL] or use our opt-out form at [INSERT OPT-OUT FORM LINK]. We will respond to verified requests within the timeframe required by applicable law.